In a fragmented international banking environment based on Avaloq, having a reliable and consolidated view of financial performance has become a major strategic challenge. A large wealth management group operating across several entities faced increasing complexity in managing its key indicators, limiting its ability to make fast and accurate decisions. Integraal was engaged to design and deploy a global MIS capable of transforming financial data into a true governance lever.
The project consisted in implementing a centralized system to aggregate and analyze all of the group’s critical financial indicators. Assets Under Management, Net New Money, recurring and non-recurring revenues, as well as detailed cost breakdowns, were integrated into a single repository, ensuring consistency, traceability and reliability of figures at global level. This approach eliminated silos between entities and established a consistent reading of financial performance.
At the heart of the solution, Integraal relied on a robust architecture built on the Avaloq Dataflow and Datafoundation platforms, providing a shared and sustainable data engine. This foundation enabled precise calculation of retrocessions and cost of funds, both essential for detailed management of margins, internal costs and profitability by activity. Executive teams now have a clear and shared view, facilitating strategic trade-offs and day-to-day financial steering.
Beyond finance alone, the MIS was designed from the outset as a scalable platform. It was naturally extended to include credit, compliance and risk dimensions, using the same data engine. This convergence enriched financial analysis with a cross-functional view of regulatory and risk-related issues, strengthening overall control of the group’s operating model.
This integrated approach illustrates Integraal’s ability to support wealth management players in building sustainable decision-making platforms. By aligning financial performance, regulatory requirements and risk governance, the global MIS becomes a structuring tool for transparency, compliance and strategic decision-making. The group now has a solid foundation capable of evolving with regulatory constraints and growth ambitions, while maintaining a clear and controlled view of its overall performance.
